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Pet insurance guides

Short answers to the questions people ask before they buy, each with a worked example.

DeductiblesWhat changes with a $250 or a $500 deductible?
Wellness PlanWhat does the Wellness Plan pay for, and what are the limits?
Paying the vetHow much do I pay at the vet before reimbursement?

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Your Odie quote comes with a plain summary of your price and benefits. Insurance quotes also include an example bill.

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This website is operated by Spencer Grundmann under the Huklberry Pet Insurance brand.

Licensed insurance producer: Spencer Grundmann. National Producer Number (NPN): 9166137.

Individual state licenses: AZ 9166137; CA 0F61407; NV 3091569; OR 9166137; UT 588224; WA 930705.

Spencer Grundmann may receive compensation for insurance policies purchased through Huklberry Pet Insurance.

Pet insurance policies are offered through Odie Pet Insurance, which acts as the program administrator, and are underwritten by Trisura Insurance Company or Trisura Specialty Insurance Company, depending on the policy and state of issue.

Coverage is subject to policy terms, conditions, limitations, exclusions, waiting periods, deductibles, and reimbursement limits. Pre-existing conditions are not covered. Not all products or coverage options are available in all states.

For policy administration or claims-related questions, please contact Odie Pet Insurance. For questions related to this website or the sale of insurance, please contact Huklberry.

Fraud warning: Any person who knowingly and with intent to defraud any insurance company or other person files an application for insurance or statement of claim containing any materially false information, or conceal information concerning any fact material thereto, commits a fraudulent insurance act, which is a crime and subjects the person to criminal and civil penalties. See the state fraud warnings and state notices.

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